AI Debt Collection · 16 Years in Collections

Cut Collection Costs 7–10×.
Scale to 500K Debtors/Day.

AI voice and text robots that outperform human agents. 15–30% conversion rate. Works 24/7. Deploy in 5 days — no tech team required.

Why Human-Only Collections Break
👤

Human Agents Don't Scale

A team of 50 agents handles ~5,000 contacts/day. AI handles 500,000 — same cost.

8-Hour Window

Debtors ignore calls during work hours. AI contacts them at optimal times — evenings, weekends.

💰

Cost Per Contact = $3–8

Salaries, training, turnover. AI cost per contact: $0.05–0.30.

What Clients Achieve
7–10×
Lower cost per contact
15–30%
Conversion rate
500K+
Debtors processed/day
−55%
Cost per $collected
5 days
Time to deploy
What DebtFlow AI Does
🎙️

AI Voice Robots

Natural voice conversations. Handle objections, negotiate payment plans, escalate when needed.

💬

Text Robots

WhatsApp, SMS, Telegram — personalized messages based on debt type, amount, and behavior history.

📊

Segment & Prioritize

AI scores debtors by recovery probability. High-value segments get premium scenarios.

Operations Comparison
MetricHuman Agents OnlyWith DebtFlow AI
Cost per contact$3–8$0.05–0.30
Daily capacity~5,000 (50 agents)500,000+
Working hours8–10h/day24/7
Conversion rate8–12%15–30%
Compliance riskHuman error, tone variationScripted, auditable, logged
Deployment timeWeeks of hiring/training5 days
3 Steps to Launch
01

Upload Your Portfolio

Connect your CRM or upload a CSV. AI segments by debt type, amount, age, and behavior.

02

Configure Scenarios

We build conversation flows for your debt type (consumer, SMB, mortgage). No code needed.

03

Launch & Optimize

First campaign live in 5 days. AI learns from each call. Results improve week over week.

Who Uses DebtFlow AI
🏦 Banks & credit unions
📱 MFOs & fintech lenders
⚡ Utilities & telecoms
🏢 Collection agencies
🌍 CIS · MENA · Africa
📋 $1K–$500K+ portfolios

See 500K/Day in Action

30-minute demo. We'll show your debt type and geography. No generic presentation.

Book Demo →
Deploy in 5 days No tech team required 16 years in collections