AI Debt Collection That Outperforms Human Agents
Voice and text robots that process 500,000+ debtors per day. 7-10x cheaper. 15–30% conversion rate. Deploy in 5 days.
AI Robot vs Human Agent
Same conversion. 7-10x lower cost.
| Metric | AI Robot | Human Agent |
|---|---|---|
| Cost per contact | $0.04–0.10 | $1.50–3.00 |
| Availability | 24/7, 1-sec response | Business hours |
| Scalability | 1M+ simultaneously | One at a time |
| Consistency | 100% script adherence | Variable quality |
| Languages | 15+ instantly | Training required |
| Burnout | None | High turnover |
| Conversion Rate | 15–30% | 10–20% |
Collection Robots
8 specialized AI robots covering every stage from pre-delinquency to 360+ days overdue
Robot Soft-Collector
Early-stage collection with empathetic tone. Reminds, offers payment plans, connects to live operator on intent signal.
Robot Hard-Collector
Firm collection with legal escalation messaging. Court proceedings, bankruptcy, refinancing modifications.
Robot Pre-Collector
Proactive prevention before first missed payment. Reduces inflow into active collections by 20–30%.
Robot Hard 360+
Write-off campaigns, third-party calling, pre-litigation claims. Recovers value from long-dormant portfolios.
Robot Reactivation
Re-engages dormant debtors across credits, installments, PDL, cards and insurance. Highest CR robot in the suite.
Robot Abandoned Applications
Recovers incomplete loan/credit applications. Product info, consultation, warm transfer to operator.
WhatsApp Collector
WhatsApp-first collection with native Business API integration. Replace SMS with higher-engagement messaging.
Robot NPS
Automated satisfaction surveys and loyalty tracking after successful collections.
Solutions
From digital collections to full call center replacement
Digital Collections
Full delinquency lifecycle automation
From pre-delinquency through DPD 360+. Voice, SMS, WhatsApp. 15+ dialog modifications per robot. A/B testing built in.
Digital Seller
AI-powered outbound sales
Card sales, credits, insurance. 85%+ call connection rate. Smart follow-up and warm transfer to human agent on hot leads.
Digital Operator
Full call center replacement
1:1 replacement for human operators. Same conversion at 7-10x lower cost. NPS, loyalty programs, customer service.
CRM Integration
Omnichannel, one platform
Fast setup, connects to any CRM. All channels in one: calls, messengers, SMS, WhatsApp. Full analytics and segmentation.
No-Code Platform
Build your own robots
Non-technical collectors can configure dialog flows. 100+ pre-built scenarios. Launch in 5–30 days.
Pricing
Start with a $2,500 pilot. Scale to millions.
Prove ROI before full commitment
- ✓ 10,000 outbound calls
- ✓ 5,000 WhatsApp sessions
- ✓ 5,000 SMS messages
- ✓ 2 robot modifications
- ✓ Analytics dashboard
- ✓ Dedicated onboarding
Full access for growing portfolios
- ✓ Unlimited robot configurations
- ✓ All delinquency stages (DPD 1–360+)
- ✓ Voice + SMS + WhatsApp
- ✓ CRM integration
- ✓ A/B testing
- ✓ 15+ language support
- ✓ Priority support
For 1M+ debtors/day capacity
- ✓ RevShare option (zero upfront)
- ✓ Dedicated infrastructure
- ✓ Custom robot development
- ✓ SLA guarantees
- ✓ On-site training
- ✓ White-label available
What Clients Say
"DebtFlow robots process our entire portfolio at DPD 1-30 stage. CR of 17% — better than our human team at a fraction of the cost. We went live in 2 weeks."
"The reactivation robot recovered 30% of accounts we had written off as lost. That's pure profit. We scaled from pilot to full deployment in 60 days."
"16 languages including Hindi dialects. The robots handle pre-collection and soft-collection flawlessly. Our cost per recovery dropped 8x."
Global Markets
Deployed across CIS, India, Mexico, Philippines, Brazil, Nigeria and more
Integrations
Ready to transform your collections operation?
Start with a $2,500 pilot. See results in 30 days.
Book a Demo